Health care

Each individual has personalized health care needs. This individuality cannot be addressed by a government monopoly insurer with a single one-size-fits-all, take-it-or-leave-it plan. Nor would a tiny field of heavily regulated insurers be much of an improvement. A diverse nationwide market of competing health insurance plans, on the other hand, should be able to offer the variety of choice that matches individual and family needs with available options at competitive prices.

Only the small minority that could not afford to buy even a basic health insurance policy would need to be subsidized by taxpayers if such a nationwide market were available. Doctors would be able to set their own fees, subject to checks and balances exerted by their patients and their patients’ insurers. Personalized medicine would return, ending the present era of tests and services distorted by absurd government compensation schedules.

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